As climate extremes intensify, traditional insurance models are under stress. This article explains how climate risk insurance can evolve to protect farmers, MSMEs, and vulnerable populations.

Smallholder farmers and MSMEs face unique climate vulnerabilities. We examine demand-side barriers, risk perceptions, and pathways to improve access to climate resilience solutions.

Sandbox frameworks allow insurers and innovators to test climate-focused products safely. This blog highlights how pilot programs can drive smarter underwriting and faster claims.

Risk management and social protection are generally well established in developed countries, on the back of insurance markets. North America generates over half of nonlife premiums globally, with the US being the largest market. Despite this, a sizeable chunk of the population even in the US economy is uninsured or underinsured for natural disasters, with low-income households lacking standard property or renters coverage with policies excluding disasters, such as flood and earthquake. On the ot